Sampo Group

Sampo is the leading P&C insurance group in the Nordic region, and the only one present in all Nordic countries, customer segments and products. The Group is also a major operator in the growing digital P&C insurance market in the UK. Sampo is listed on Nasdaq’s exchanges in Helsinki, Stockholm and Copenhagen.

Sampo’s P&C insurance strategy is based on disciplined underwriting, strong operational capabilities and customer centricity. 

Financial targets

Sampo Group’s new financial targets and capital management framework for 2024-2026 were announced at the Capital Markets Day in March 2024.

Overview and business model

Sampo is the leading P&C insurer in the Nordic region, and the only insurer to offer services across all Nordic countries, customer segments and products. 

Purpose and values

Sampo’s purpose and values have been defined on a group level. In addition, all insurance companies in Sampo Group have their own sets of principles to guide their operations.

Personnel and careers

Sampo Group operates in the insurance sector and employs more than 13,000 professionals of various fields.

Sampo Group companies

 

Sampo Group is made up of If P&C, Topdanmark, Hastings, and the parent company Sampo plc. 

If P&C is the leading property and casualty insurer in the Nordic region, where it offers solutions in all major lines of business through its four business areas; Private, Commercial, Industrial and Baltic. 

Topdanmark
Topdanmark.com

Topdanmark is a leading Danish property and casualty insurer. It focuses on the private, agricultural, and SME markets. 

Hastings is one of the leading digital general insurance providers in the UK predominantly focused on serving UK car, van, bike and home insurance customers. 

Introducing Sampo Group

Sampo is an insurance group with operations in the Nordics, Baltics, and the UK. The Group’s strategic focus area is P&C insurance, where it is the Nordic market leader.

  • 2,137

    Insurance revenue, net, incl. brokerage (EURm)

  • 374

    Underwriting result (EURm)

  • 82.5

    Combined ratio (%)

  • 432

    Profit before taxes (P&C operations) (EURm)

  • 0.64

    Earnings per share (EUR)

  • 0.59

    Operating EPS (EUR)

Group structure and organisation

The parent company, Sampo plc, is responsible for the Group's strategy, capital allocation, risk management, group accounts, investor relations, sustainability, and legal and tax matters. The parent company cooperates closely with all subsidiaries.

 

Graph: Sampo Group's legal structure

Graph: Sampo Group's organisation

More on Sampo Group

Links to information on risk management in Sampo Group, history, and financial information as well as sustainability and governance documents that include Sampo Group's principles, policies and statements.