Transformation complete, full steam ahead

"2024 was a landmark year for Sampo strategically as well as an excellent year when it comes to operational progress."
- Torbjörn Magnusson

GROUP CEO'S REVIEW

Transformation complete, full steam ahead

Group reports

Key figures

9,931
GWP & brokerage income (EURm)
84.3
Combined ratio (%)
1,316
Underwriting result (EURm)
2.33*
Operating EPS (EUR) *Adjusted for share split in 2025: 0.47
177
Solvency ratio (%)

Reports of the Group companies

If P&C

The Solvency and Financial Condition Reports of the Group companies will be available below in the "Annual reporting materials" as soon as they are published during the spring of 2025.

Key figures

9,931
GWP & brokerage income (EURm)
84.3
Combined ratio (%)
1,316
Underwriting result (EURm)
2.33*
Operating EPS (EUR) *Adjusted for share split in 2025: 0.47
177
Solvency ratio (%)

Annual reporting materials

Board of Directors’ Report & Financial Statements

ESEF file (ZIP)

ESEF viewer (XHTML)

PDF

Remuneration Report for Governing Bodies (PDF)

Solvency and Financial Condition Report (PDF)

Annual Report 2014-2017 (PDF)

Risk Management Report 2018-2023 (PDF)*

Corporate Governance Statement 2014-2023 (PDF)*

Sustainability Report 2017-2023 (PDF)*

Annual Report (PDF)

Solvency and financial condition reporting

If P&C Insurance Ltd (publ), Sweden: Solvency and Financial Condition Report (PDF)

If P&C Insurance Ltd (publ), Sweden: Quantitative reporting templates (Excel)

If Livförsäkring AB, Sweden: Solvens-och Verksamhetsrapport (PDF)

If Livförsäkring AB, Sweden: Kvantitativa rapporteringsmallar (Excel)

Sustainability / Environmental Report 2014-2023 (PDF)**

Annual Report (PDF)

Solvency and financial condition reporting

Topdanmark A/S, Denmark: Solvency and Financial Condition Report (PDF)

Topdanmark A/S, Denmark: Summary of the SSFCR report 2016-2017 (PDF)

Topdanmark A/S, Denmark: Rapport om solvens og finansiel situation (PDF)

Topdanmark A/S, Denmark: Reporting templates (archive on Topdanmark's website)

Sustainability / CSR Report 2017-2023 (PDF)

ESG Report (PDF) / Fact Book (XLSX) 2019-2023

Solvency and financial condition reporting

Hastings Group: Solvency and Financial Condition Report (PDF)

Advantage Insurance Company Ltd (Hastings Group): Solvency and Financial Condition Report (PDF)

Annual Report (PDF)

Sustainability Report (PDF)

Solvency and financial condition reporting

Mandatum Life Insurance Company Ltd, Finland: Solvency and Financial Condition Report (PDF)

Mandatum Life Insurance Company Ltd, Finland: Rapport om solvens och finansiell ställning, sammanfattning (PDF)

* Sampo Group: From 2024 on included in the Board of Directors' Report.
** If: From 2024 on included in the Annual Report.

Annual Report Archive

Sampo's Annual Reports from 1980 on are available in the Annual Report Archive.

Annual Report Archive